a default for sTplDir

include/load_prefs.php

@@ -30,8 +30,7 @@ $aTemplateSet = ( !isset($aTemplateSet) ? array() : $aTemplateSet );
 $templateset_default = ( !isset($templateset_default) ? 0 : $templateset_default );
 
 $chosen_theme = getPref($data_dir, $username, 'chosen_theme');
-$sTplDir = getPref($data_dir, $username, 'sTplDir');
-
+$sTplDir = getPref($data_dir, $username, 'sTplDir', SM_PATH . 'templates/default/');
 $found_templateset = false;
 
 /* need to adjust $chosen_template path with SM_PATH */